About Bullionare
India's fintech practitioners.
Your licensing partners.
We're not a consultancy. We're senior regulatory advisors who've built and licensed live fintech from the inside — and now we file for founders who want it done right the first time.
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Licenses filed
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First-cycle approval
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Years inside fintech
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Avg response time
Filed with
RBI
Reserve Bank of India
SEBI
Securities & Exchange Board of India
IRDAI
Insurance Regulatory & Development Authority
NPCI
National Payments Corporation of India
PFRDA
Pension Fund Regulatory & Development Authority
MeitY
Ministry of Electronics & IT
FIU-IND
Financial Intelligence Unit India
MCA
Ministry of Corporate Affairs
RBI
Reserve Bank of India
SEBI
Securities & Exchange Board of India
IRDAI
Insurance Regulatory & Development Authority
NPCI
National Payments Corporation of India
PFRDA
Pension Fund Regulatory & Development Authority
MeitY
Ministry of Electronics & IT
FIU-IND
Financial Intelligence Unit India
MCA
Ministry of Corporate Affairs
Meet the practice
The people on your file.
A senior bench of regulatory practitioners — averaging 14 years inside India's BFSI sector. No outsourcing, no junior handoffs.
Mumbai · Bengaluru · Delhi
"We file with the regulator the way founders pitch to a board — precise, prepared, and ready for every question."
Vikram Bhargava
Managing Partner · RBI Practice
18 yrs
Anaya Joshi
Partner · SEBI & Capital Markets
14 yrs
Rahul Menon
Partner · Payments & NPCI
12 yrs
Sanya Pillai
Principal · IRDA & Insurance
11 yrs
What we believe
A license is the start, not the finish.
Most consultants disappear the day the license is granted. We stay through your first 12 months of compliance — because that's when the real regulator relationship begins.
Practitioners, not consultants
We've sat on the operator side. We know what regulators actually want to see — and what they reject.
Fixed-fee, no retainer
One scoped engagement. Clear deliverables. No open-ended billing.
Senior advisor on every file
You'll never be handed off to a junior associate. The person who scoped it, files it.
Compliance after the license
12 months of post-license compliance support included — because the license is the start, not the finish.
How we engage
Four stages. Zero surprises.
- 1
Eligibility
30-min strategy call
- 2
Document Prep
Map to regulator specs
- 3
Filing
Direct with RBI/SEBI/IRDA
- 4
Approval
License + 12-mo compliance
Recognised by industry
Awards & honours.
Fintech Advisory Firm of the Year
2024
India Fintech Awards
RegTech Excellence
2023
BFSI Innovation Council
BFSI Trusted Partner
2024
Banking Frontiers
Top 50 Compliance Practices
2025
Asia Legal Review
Voices we've helped
Founders. Companies. Outcomes.
Licensing in 18 days. The team knew exactly which circulars applied to our model. Zero guesswork, zero re-filing.
Aarav Mehta
Co-founder & CEO · PaySprout
Others quoted us six months. Bullionare had us approved in 45 days with every query pre-empted.
Priya Iyer
Founder · LendCircle
Notoriously opaque process. Having someone who had actually been through it from the operator side made all the difference.
Rohan Kapoor
Managing Director · AssureHub
Senior advisor from day one. No handoffs, no juniors, no surprises. They handled our registration end to end.
Neha Krishnan
Partner · Northstar Capital
Licensing in 18 days. The team knew exactly which circulars applied to our model. Zero guesswork, zero re-filing.
Aarav Mehta
Co-founder & CEO · PaySprout
Others quoted us six months. Bullionare had us approved in 45 days with every query pre-empted.
Priya Iyer
Founder · LendCircle
Notoriously opaque process. Having someone who had actually been through it from the operator side made all the difference.
Rohan Kapoor
Managing Director · AssureHub
Senior advisor from day one. No handoffs, no juniors, no surprises. They handled our registration end to end.
Neha Krishnan
Partner · Northstar Capital
Our SME IPO was filed clean — the DRHP went through with minimal observations. Merchant banker coordination was world-class.
Vikram Saxena
CFO · Indus Bioworks
Got our license in record time. The application was so well drafted, we only received a single clarification query.
Sneha Reddy
Head of Compliance · VoltPay
From registration to 12 months of post-license compliance — they're the only firm that actually stayed after the certificate.
Karthik Subramanian
Founder · Wealthframe
Coordination across four authorities. Bullionare orchestrated the entire process without us breaking a sweat.
Anjali Bhatt
Co-founder · Consentra
Our SME IPO was filed clean — the DRHP went through with minimal observations. Merchant banker coordination was world-class.
Vikram Saxena
CFO · Indus Bioworks
Got our license in record time. The application was so well drafted, we only received a single clarification query.
Sneha Reddy
Head of Compliance · VoltPay
From registration to 12 months of post-license compliance — they're the only firm that actually stayed after the certificate.
Karthik Subramanian
Founder · Wealthframe
Coordination across four authorities. Bullionare orchestrated the entire process without us breaking a sweat.
Anjali Bhatt
Co-founder · Consentra
Track record
A decade inside India's fintech.
2014
First NBFC license filed
Built the operating playbook from inside a live lender.
2017
Payment Aggregator era
Among the earliest practitioners to file under the PA/PG framework.
2020
SEBI + IRDA expansion
AIF, RIA, Insurance Broker, Web Aggregator — full regulator coverage.
2024
100+ licenses delivered
Across RBI, SEBI, IRDA and NPCI — with a 95%+ first-cycle approval rate.
Ready to file with people who've done it before?
Book a 30-minute confidential call with a senior advisor.
Mumbai · Bengaluru · Delhi