India's fintech practitioners. Your licensing partners.
We navigated RBI, NPCI and SEBI licensing from inside a live fintech. Now we guide founders, NBFCs and capital-market firms through the same path — with fixed fees and a senior lead from day one.
Authorised under · Worked with
RBI
Reserve Bank of India
SEBI
Securities & Exchange Board of India
IRDAI
Insurance Regulatory & Development Authority
NPCI
National Payments Corporation of India
PFRDA
Pension Fund Regulatory & Development Authority
MeitY
Ministry of Electronics & IT
FIU-IND
Financial Intelligence Unit India
MCA
Ministry of Corporate Affairs
RBI
Reserve Bank of India
SEBI
Securities & Exchange Board of India
IRDAI
Insurance Regulatory & Development Authority
NPCI
National Payments Corporation of India
PFRDA
Pension Fund Regulatory & Development Authority
MeitY
Ministry of Electronics & IT
FIU-IND
Financial Intelligence Unit India
MCA
Ministry of Corporate Affairs
What we license
End-to-end regulatory licensing across India's major financial regulators. From eligibility assessment to approval — we handle the full journey.
Banking, Payments & Lending
NBFC, PA, PPI, P2P, TPAP, AA, FFMC and 8 more — the full RBI licensing lifecycle.
- NBFC Registration
- Payment Aggregator
- PPI / Wallet
- P2P Lending
- Account Aggregator
Capital Markets & Investments
Brokers, RIAs, AIFs, PMS, AMC, merchant bankers — end-to-end SEBI registrations.
- Stock Broker
- Investment Advisor
- AIF (Cat I/II/III)
- Portfolio Manager
- Merchant Banker
Insurance Distribution
Brokers, web aggregators, corporate agencies, TPAs — IRDA approvals delivered.
- Insurance Broker
- Web Aggregator
- Corporate Agency
- TPA License
- Insurance Company
We also take companies public.
Mainboard IPO, SME listing, DRHP drafting, merchant banker coordination and post-listing SEBI LODR compliance — issuer-side regulatory quarterbacks.
Mainboard IPO Advisory
End-to-end NSE / BSE listing — eligibility, structuring, DRHP, anchor book.
Learn moreSME IPO Listing
NSE Emerge & BSE SME — relaxed eligibility, faster timeline, smaller raises.
Learn morePost-listing LODR
Quarterly filings, corporate governance, insider trading code, ESG disclosures.
Learn moreFrom application to approval
One illustrated pipeline. Four milestones. Zero surprises.
- 1
Eligibility
30-min strategy call
- 2
Document Prep
Map to regulator specs
- 3
Filing
Direct with RBI/SEBI/IRDA
- 4
Approval
License + 12-mo compliance
Why founders pick us
The difference between reading about regulation and having navigated it from the inside.
Generic consultants reading circulars
Practitioners who built and licensed live fintech
Hidden fees, vague timelines
Fixed pricing, guaranteed delivery dates in writing
Junior associates on your file
One senior lead from day one — no handoff chains
Template applications that get rejected
Custom applications mapped to your exact model
No post-approval compliance support
12-month compliance onboarding with every license
No regulator relationships
Direct rapport with RBI, SEBI and IRDA officers
Four steps. Zero confusion.
Every milestone tracked. Every regulator interaction logged. You always know what's next.
Free eligibility check
30-minute call. We map your business to the right regulatory pathway and flag gaps upfront.
Document prep & checklist
Every document prepared to regulator specs. 5–7 days. Nothing missing, nothing templated.
Application filing
Direct filing with RBI, SEBI or IRDA. We handle queries, clarifications, resubmissions.
Approval + compliance
License in hand. Then 12-month post-approval compliance — no gap in regulatory coverage.
Founders. Companies. Outcomes.
150+ licenses delivered for India's most ambitious fintech and capital-market operators.
Licensing in 18 days. The team knew exactly which circulars applied to our model. Zero guesswork, zero re-filing.
Aarav Mehta
Co-founder & CEO · PaySprout
Others quoted us six months. Bullionare had us approved in 45 days with every query pre-empted.
Priya Iyer
Founder · LendCircle
Notoriously opaque process. Having someone who had actually been through it from the operator side made all the difference.
Rohan Kapoor
Managing Director · AssureHub
Senior advisor from day one. No handoffs, no juniors, no surprises. They handled our registration end to end.
Neha Krishnan
Partner · Northstar Capital
Licensing in 18 days. The team knew exactly which circulars applied to our model. Zero guesswork, zero re-filing.
Aarav Mehta
Co-founder & CEO · PaySprout
Others quoted us six months. Bullionare had us approved in 45 days with every query pre-empted.
Priya Iyer
Founder · LendCircle
Notoriously opaque process. Having someone who had actually been through it from the operator side made all the difference.
Rohan Kapoor
Managing Director · AssureHub
Senior advisor from day one. No handoffs, no juniors, no surprises. They handled our registration end to end.
Neha Krishnan
Partner · Northstar Capital
Our SME IPO was filed clean — the DRHP went through with minimal observations. Merchant banker coordination was world-class.
Vikram Saxena
CFO · Indus Bioworks
Got our license in record time. The application was so well drafted, we only received a single clarification query.
Sneha Reddy
Head of Compliance · VoltPay
From registration to 12 months of post-license compliance — they're the only firm that actually stayed after the certificate.
Karthik Subramanian
Founder · Wealthframe
Coordination across four authorities. Bullionare orchestrated the entire process without us breaking a sweat.
Anjali Bhatt
Co-founder · Consentra
Our SME IPO was filed clean — the DRHP went through with minimal observations. Merchant banker coordination was world-class.
Vikram Saxena
CFO · Indus Bioworks
Got our license in record time. The application was so well drafted, we only received a single clarification query.
Sneha Reddy
Head of Compliance · VoltPay
From registration to 12 months of post-license compliance — they're the only firm that actually stayed after the certificate.
Karthik Subramanian
Founder · Wealthframe
Coordination across four authorities. Bullionare orchestrated the entire process without us breaking a sweat.
Anjali Bhatt
Co-founder · Consentra
A practice the industry trusts
Awarded for regulatory craftsmanship across India's BFSI sector.
Fintech Advisory Firm of the Year
2024
India Fintech Awards
RegTech Excellence
2023
BFSI Innovation Council
BFSI Trusted Partner
2024
Banking Frontiers
Top 50 Compliance Practices
2025
Asia Legal Review
Which license do you need?
Tell us what you're building. We'll map your business model to the right regulatory pathway — in a confidential 30-minute call.
- Free 30-minute strategy call
- Senior advisor (not a sales rep)
- Confidential — NDA on request
- Fixed-fee engagement